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 Long-Term Care 
In general, Americans are not sufficiently prepared to pay for long-term care.  Many of them go through their lives simply hoping that they won’t ever need it.  Unfortunately, in the event that you, or a loved one, does need long-term care, hope won’t be enough to protect you from potentially catastrophic financial loss and extreme stress to the family.

The odds are that 50% of us will need some kind of long-term care before we die. A long-term care insurance policy may enable you to transfer a portion of the economic liability of long-term care to an insurance company in exchange for the regular premiums. We only work with highly rated companies which have demonstrated a commitment to this increasingly important risk.
Since underwriting standards and discounts vary by company, please complete the following questions to assist us in obtaining the most accurate long-term care insurance cost estimates. The more information you can provide, the better.
Applicant #1
Been on disability in the last 5 years?
Received physical therapy in the last year?
Applicant #2
Been on disability in the last 5 years?
Received physical therapy in the last year?
Applicant #1 and #2 are married?